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Housing market
The housing market revival witnessed in recent months may soon become a full-scale recovery, figures obtained by a property survey suggest.
Total lending to individuals increased by £1.4bn last month, according to Bank of England (BoE) data, against an average monthly increase of £1bn over the previous six months.
The Financial Conduct Authority (FCA) has begun tracking intermediaries' and lenders' progress towards implementing new rules following the Mortgage Market Review (MMR).
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Phil Whitehouse, head of The Mortgage Alliance (TMA), examines what action brokers can take to make sure they don't lose out in a dual-pricing environment.
There is further bad news for interest-only borrowers, with Nationwide and Halifax the latest lenders to cut their maximum LTVs to 75%.
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