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Regulation
The Financial Conduct Authority (FCA) has begun tracking intermediaries' and lenders' progress towards implementing new rules following the Mortgage Market Review (MMR).
The Financial Conduct Authority (FCA) has warned borrowers about an unregulated mortgage adviser promising self-certified and 100% plus LTV loans.
The regulatory review into the residential interest-only mortgage market found no evidence of systemic mis-selling, the Association of Mortgage Intermediaries (AMI) has said.
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So the year has started off with a glimmer of good news - gross mortgage lending is forecast to increase again this year.
The Virgin Money buy-out brings with it both good and bad news, but it is the latter - the £653m loss to taxpayers - that will make all the headlines tomorrow.
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New look Professional Adviser
The magazine is heavily focused on our Better Business section, which supports advisers in the run-up to RDR and beyond, and Investment.
Advisers can claim unstructured CPD for reading the magazine and we have also started a new series of articles providing structured CPD points.
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Richard Marwood, Fund Manager of the AXA Distribution Fund, gives his view on the markets in 2012 and elaborates on which sectors provide the best opportunities for 2013.
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