Individual Protection
Legal & General (L&G) has seen a marked decline in lapsed policies across its protection product channels, which it partly put down to an ‘early warning system' it rolled out to advisers in 2006.
The family of a man who died of cancer but whose life insurance payout was refused on the grounds that he failed to disclose pins and needles have won their fight against Friends Life, after the Financial Ombudsman Service (FOS) ruled that the insurer was wrong to cancel his policy.
An insurance broker has launched an e-petition to reinstate tax relief on private medical insurance following a decade of price rises for consumers.
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Like it or not, when assessing the hours of work per case in relation to the remuneration, protection business is often less profitable than other lines of advice.
Andrew Tully, pensions technical director at MGM Advantage, assesses the impact of gender-neutral pricing…
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New look Professional Adviser
The magazine is heavily focused on our Better Business section, which supports advisers in the run-up to RDR and beyond, and Investment.
Advisers can claim unstructured CPD for reading the magazine and we have also started a new series of articles providing structured CPD points.
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Richard Marwood, Fund Manager of the AXA Distribution Fund, gives his view on the markets in 2012 and elaborates on which sectors provide the best opportunities for 2013.
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