Radical measures: How must the mortgage industry change?

The mortgage industry needs a radical rethink, according to Spicerhaart's Alison Beech, who has called for the creation of a long-term, sustainable plan that helps everyone, including first-timer buyers.

But what, if anything, would you change?

Mortgage Solutions, IFAonline's sister title, asked three experts what they would do. Do you agree with them?

First, Ian Gray, mortgage manager at Largemortgageloans.com (CLICK HERE)

Then we have Charles Haresnape, managing director of residential mortgages, Aldermore (CLICK HERE)

Finally, we have Mark Blackwell, managing director of xit2 (CLICK HERE)

You can also read Alison Beech's report HERE.