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Comments
Senior Partner
Having just submitted a case to the FOS on behalf a client whose husband died, and was declined a payment upon the claim made on the level term assurance policy arranged by an intermediary using the Friends Provident teleunderwriting service, due to non marterial disclosure, resulting from a slap dash approach adopted by the intermediary, I fully concur with Peter Chadborn.
Posted by: K. S. Barrett
Chartered Financial Planner
I fully agree with Peter. The online application process for many firms is very time consuming and the slight extra commission does not cover the additional cost. Paper applications/data capture forms are inclreasinlgy complex and provide ample opportunity for confusion and non disclosure.
Posted by: Bob Perry