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The magazine is heavily focused on our Better Business section, which supports advisers in the run-up to RDR and beyond, and Investment.
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Not only is there a huge selection of games but why not try your hand at our Daily Sudoku
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Comments
Is NEST the best?
I find myself agreeing with David. Looking at NEST objectively and in isolation of advice, it's a shame the industry couldn't come up with something similar. There's little (no) chance that the market will be able to compete with these costs. That's not to say NEST is better than what's available on the market - the challenge will be convincing employers and their employees that cheap isn't always best.
Posted by: PensionsGeek
How much?
I'm not sure how the man from Towers is calculating his 1.5% amc equivalent figure over 5 years. I make it 1.15% over 5 years, reducing to 0.7% over 10 years and even less over longer periods (assuming 2% initial charge is maintained on all contributions). This uses the FSA method of calculating RIY for cost disclosure purposes. Still cheaper than penion companies but not by much.
Posted by: Stan Kirk