The news this week is truly holistic, with stories on tax, investment, savings, pensions and income protection all likely to get clients reaching for your phone number.

#1 Joy at being sold an insurance policy by a bank

Bank advisers are rarely hailed as "guardian angels", but one woman is grateful Natwest cashier Sajid Fani sold her income protection. The £129 a month Aviva policy proved invaluable when Inger Wallis suffered a brain aneurysm and could no longer do her job, the Daily Mail reports.

#2 Exotic tax structures no paradise

HMRC is further clamping down on high net worth individuals who use overseas companies or trusts to hide property deals. Proposals are underway to lift the lid on complex offshore structures in places such as Panama and the British Virgin Islands, according to the Mail.

#3 Good news!

Some rare good news for savers - the Post Office has extended its inflation linked savings bonds account due to demand. The three and five year bonds, which are linked to RPI, the will be available until Friday 16 September, according to the Telegraph.

#4 Nest may be harmful to your pension health

Workers in private schemes are being warned to expect lower pensions following the implementation of the National Employment Savings Trust (NEST) from 2012. The Association of Consulting Actuaries (ACA) has found one in three larger companies will reduce their contributions in response to the new rules, the Telegraph reports.

#5 Following the trail....

Controversial former IFA Ivan Massow has launched a new firm that aims to return £1.6bn in trail commission to savers. The company, Massow, claims it will trace the trail commission charged by IFAs on existing policies and pays 80% of the full amount back to customers. See our coverage for the full story.