The oracle to investment aims?

Royal London 360° expects its latest launch of a single premium offshore investment bond to find favour with both IFAs and investors.

Its claiming both a competitive charging structure and a low minimum premium of £20,000 (or currency equivalent).

Head of marketing Natalie Hall said Oracle, as the bond is called, will meet a gap in the market for a wider range of investor with differing attitudes to risk covering medium to long term investment needs.

Hall added Oracle is offering over 180 external funds from 35 industry-leading fund managers, covering 25 sectors and seven currencies to help mitigate currency risk.

"Oracle really has been designed with investor choice in mind, and I am confident this product delivers that."

The multi-featured bond comes as either a single life or joint life last death basis and can be structured with up to 100 sub-policies to aid tax management efficiency.

For more details on the features, terms and conditions click here