mr

Now that the consume...ists, theor...ists, quango...ists, professional..ists, regulator...ists and all the other...ists (none of whom have ever worked as an IFA) have decided that a fee is the best way to improve the savings gap and the protection gap, because commission has hitherto put eveyone off, are they going to be held to account when there is no discernable change in the nations savings or protection habits, or even perhaps a decline ? If our market is already more competitive than that in europe, perhaps it would be better to let market forces continue to operate - but it is (almost) too late for that naive thought.

Posted by: alastair lyon