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Andy Milburn
PruProtect has called critics of its desire for protection to be made compulsory as being “defeatist” and argued that the need is “very clear”.
A large part of the South African population consists of low income families and individuals. With the RDR on the horizon and the creation of the money guidance service just around the corner, Andy Milburn looks at what we can copy from the protection products low income families buy in South Africa?
Law Commission proposals on non-disclosure would tighten rules over when an adviser is representing a customer and when they are acting for the insurer.
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The provider, which is now five years old, paid out £7.5m in benefits to customers between 01/01/09 and 31/10/09.
Munich re has called for the adoption of US style ‘gap cover’ in the UK. Speaking to providers at a group risk conference Andy Milburn, head of marketing, noted that membership of group schemes did not end for Americans losing their jobs, as there was bridging legislation in place.
Well we are deep in the heart of the summer months and, while the insurance industry is rather quiet in terms of providers and intermediaries, many official bodies have seen fit, perhaps cynically, to use the last month to release research results and to moot plans.
Income protection (IP) is in the news for a number of reasons right now.
Right, before you think this subject is a bit wacky, blame Scott Sinclair for this idea.
For a while now Tom Baigrie, Lifesearch’s influential leader, has been talking up the idea of an industry-wide protection campaign to promote the need for cover among consumers.
I’ve just Googled ‘Life Cover’. 43,400,000 results popped up. Ignoring the sponsored links at the top, protection specialist adviser firms and direct providers get the top spots. (Be honest, you’re going to try this now to see who they are. That makes you as sad as me!).
Dodgy headline for a blog or what? Let me explain… Before I was in marketing I did lots of things in the administration side of the business I worked in. I only moved into marketing after nine years of working in the part of the business that speaks to more IFAs in a day than any other part, the admin team.
I’m writing this a few hours after losing another family member to cancer so forgive me if this isn’t the usual topical rant that you’ve become used to reading.
It’s fair to say that I’ve spent more time behind my desk recently than I usually do. That’s sometimes not a bad thing – especially for the IFAs and journalists fed up with listening to me going on and on about Liverpool beating Barcelona…
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