CBK

Risk Clinic: Underwriting mental health problems

Cover | 11 Oct 2010 | 11:05

Alice suffered from anorexia in her teens and early 20s. She now has a partner with whom she shares a joint mortgage but also has some underlying mild depression.

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Aegon considers commission methods

Aegon is looking at its method of remunerating advisers selling protection products.

Cover | 11 Jun 2010 | 14:42

Industry figures question Conservative’s FSA plans questioned

Senior industry figures have questioned Conservative plans to transfer regulatory powers from the FSA to either the Bank of England (BoE) or a new consumer protection body.

Cover | 01 Jan 2010 | 09:00

Other CBK articles

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No more 'Total', 'Permanent' or 'Disability' in TPD

Total and permanent disability (TPD) cover will be removed from critical illness (CI) policies and replaced by ability-defining headings, the Association of British Insurers (ABI) has confirmed.

IFAonline | 02 Dec 2009 | 11:00

Risk Clinic Case Study

Hugo, a teacher, has a mortgage and three separate loans. All have payment protection insurance(PPI) associated on an individual basis. He has recently started a family and is looking at a broader policy. He is healthy but has a BMI of 34. What would be suitable?

Cover | 02 Nov 2009 | 09:00
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Friends pushes split commission option on protection

Friends Provident is promoting a mixed commission option to IFAs ahead of the implementation of the RDR.

IFAonline | 28 Aug 2009 | 10:00
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IFA calls for mixed commission option on protection

A protection and investment IFA is calling on providers to help him adopt a uniform charging method across both sides of his business.

Cover | 06 Aug 2009 | 15:00

Risk Clinic Case Study

John, 45, is an office manager looking for protection. He has a £200,000 mortgage and two children that he has custody of following his divorce two years ago. He does not exercise and although he had an alcohol problem four years ago, he does not drink. What would you recommend for him?

Cover | 03 Aug 2009 | 09:00
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Leading protection IFA ditches online applications

An influential protection IFA says he is willing to take a commission hit by using only those insurers offering ‘Big T’ tele-underwriting.

IFAonline | 23 Jul 2009 | 15:00
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Risk Clinic: Overweight clients

Following his brother’s diagnosis and recovery from throat cancer last year, Bob wants to take out some critical illness (CI) cover for himself. Bob is 47, drinks moderately but has a body mass index (BMI) of 32 despite being physically active by cycling to work twice a week. What cover would you recommend for him?

Cover | 02 Mar 2009 | 09:00
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Advisers still confused about CI changes

Just 9% of adviser firms have received training from providers on the new critical illness definitions, according to a survey from Progress from Royal Liver.

IFAonline | 12 Apr 2007 | 12:30
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The trouble with technology upgrades

I have been enduring a week of erratic technology behaviour. My mobile phone has not been synchronising with Outlook, then there was no remote email access in addition to Bluetooth not working in the car. It’s all too much.

IFAonline | 21 Mar 2007 | 14:00
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Will the Budget finally kill PTA?

Considerable doubts linger over whether the Treasury will allow pension term assurance with tax relief to exist after the Budget next week, but advisers and providers are nonetheless hopeful some form of the product will remain.

IFAonline | 13 Mar 2007 | 14:00

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