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death in service
Ellipse has agreed a deal with a children’s bereavement charity to provide counselling services for all group life claimants.
The cost of dying rose again last year, according to a new report which suggests loved ones left responsible for making funeral arrangements are unprepared for the burden.
Aviva is aiming to settle death claims from group risk customers within three days.
Other death in service articles
Employers underestimate the importance of the benefits they offer staff after new research revealed half of employees would move jobs for better benefits.
As they evolve for today’s markets, group products are set to sell well, but should group risk advisers focus on income protection or critical illness? Paul Avis makes the case for a balance of both
My client Alan owns a building company that employs 47 people. He already has death in service insurance for his employees, and I’m trying to convince him of the need for an employee income protection (IP) policy. What are the arguments to extend this to all staff, not just management?
Death in service benefits can pose tax and pension problems for high earners, while smaller firms have trouble getting underwriting. Jerry Bayman suggests looking at single life Relevant Life policies
Hugo, a teacher, has a mortgage and three separate loans. All have payment protection insurance(PPI) associated on an individual basis. He has recently started a family and is looking at a broader policy. He is healthy but has a BMI of 34. What would be suitable?
Life cover for high earners. David Pugh asks: Are senior employees and their beneficiaries at risk?
Guidance from the Pensions Regulator on the role of death-in-service only schemes has still not made everything clear for trustees.
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