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At the recent COVER Health and Protection Forum, Clive Waller called for greater regulation of back book selling. Do you agree that this would ultimately benefit clients and the market?
LifeQuote has developed a decision in principle tool for the protection market to assist advisers with the process of placing difficult lives with insurers.
Direct Line has stopped writing any new life or critical illness business from today.
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Leaving aside the question of advice, do you see simple protection products as a threat to IFAs or a stepping stone for clients? Should IFAs sell them alongside fully featured products?
LifeQuote, the protection portal owned by Direct Life & Pension Services (DLPS), has added Unum’s Income Protection plan to its service.
Given the potential growth of hybrid health and protection policies, the Association of Medical Insurance Intermediaries (AMII) has said it is open to expanding its remit to the protection market (although it has no plans to do so at present). Would this be a good move for protection focused IFAs, or is an alternative solution needed?
Following consultation the Finance & Technology Research Centre (F&TRC) agreed to produce a draft good practice statement on business retention processes at its June Protection Forum.
Under TCF regulations, advisers are required to look at their client’s financial wellbeing and needs. With this in mind, what prominence should cash plans be given, and should they ever be at the forefront of a client’s requirements.
Direct Life & Pension (DLP) is launching a series of protection training workshops across the UK during April.
Individual life cover sold direct-to-consumers (D2C) has overtaken sales of the product via intermediaries at Direct Life & Pensions (DLP) for the first time.
Fortis has partnered with adviser network SimplyBiz.
Adviser anger over FSA plans to change protection commission disclosure is building ahead of a consultation on the issue in March.
Advisers are the answer to closing Britain's £2.3trn protection gap in 2010, says Direct Life's head of new business Phil Jeynes.
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