HIV
The most unnecessarily underinsured group in the UK is the HIV community, according to specialist advisers Unusual Risks.
Half of insurers are now offering some form of HIV Life Assurance, up from 35% last year, according to medical financial advisers Unusual Risks.
Life insurers are ‘living in the dark ages’ and stigmatising HIV positive clients meaning their needs are not being met, according to research.
Other HIV articles
Various types of exclusions are found in life and health insurance policies. James Shattock explains why they exist and that discounts for underwriting exclusions are now here to stay
Pulse Insurance has launched a policy offering up to £200,000 of accidental death cover and either £10,000 or £25,000 life cover - without a doctor’s report or medical examination.
As the country in the world’s eye, COVER looks at the parlous state of healthcare in South Africa. Graeme Mackenzie explains
HIV/AIDS is still a major global killer. But, with medical advances in the west, what are the insurance implications? Fergus Bescoby investigates
In November, the UK Forum for Genetics and Insurance (UKFGI) published a report which it commissioned from Professor Sandy Raeburn and myself which suggested possible options for improving the genetics moratorium.
New HIV infections have been reduced by 17% worldwide over the past eight years.
PruProtect has launched two new products with a whole raft of developments that it thinks will reinvigorate the protection. What are your first opinions of the provider’s work?
Advancements in the treatment of HIV and Aids has improved the prognosis of sufferers, driving insurers to be more inclusive in providing cover, explains Julie Hopkins.
In conjunction with World AIDS Day, the Association of British Insurers has produced a guide for gay men which aims to explode the myths surrounding the way insurance companies deal with issues of sexuality.
UK insurers are no longer allowed to ask specific questions about a person’s sexuality and potential risks to health as a result, according to new rules laid down by the ABI.
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