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Lesley Titcomb
The FSA says the approved persons regime will cover the whole of the mortgage industry, despite calls it should be limited to the intermediary market.
The financial watchdog says it is considering a ban on ‘toxic' loan combinations, including elements such as a high loan-to-value (LTV), interest-only and sub-prime in a single deal.
The FSA says it is not blocking self-employed and contract workers from getting a mortgage by banning self-cert products.
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The Financial Services Authority has appointed Lesley Titcomb as director of the regulatory transactions division.
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