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Personal accident insurance remains a hugely undersold product, which means many intermediaries are missing an opportunity to generate valuable revenue, says Neil Thunström
James and his wife Monica, both 30, work together as interior designers. Monica is pregnant and they want to revisit their insurance. They currently have only a £120,000 joint life policy on their mortgage and nothing on their business together. Where do they start?
One in four Aviva with-profits policyholders are unhappy with its proposed reattribution offer, a survey had revealed.
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In July last year, the Pensions Institute of the Cass Business School published Death Shall Have No Dominion: Life Settlements and the Ethics of Profiting from Mortality.
In the first of a series John Woodford offers a guide to the elements going into the pricing of protection products.
RESOLUTION IS sitting on a £400m cash pile which it will pay out to certain policyholders, according to the Daily Telegraph.
Equitable Life chairman Vanni Treeves and chief executive Charles Thomson face calls for their resignation by policyholders in reaction to the latest disaster in the company’s attempts to strengthen its financial footing.
With-profits policyholders could still see further losses to their policies over the coming years as the government is currently pushing ahead with plans to implement a 30% “with-profits” tax on surplus with-profits assets.
The Treasury has commissioned Paul Myners to compile a review into the governance of mutual life offices to assess whether changes should be made following the Equitable Life fiasco.
Treasury Secretary Ruth Kelly MP today received a rather tame grilling by the members of the Treasury Select Committee, as she was accused not only of trying to shift the blame for the Equitable Life debacle to someone else but for also suggesting the government was in no way "passive" in the affair.
Government departments responsible for UK financial services regulation and the subsequent Equitable Life crisis were deemed "superficial" and "inconsistent" into their handling of the mutual society's financial affairs, according to Lord Penrose's report.
Equitable Life's policyholders were kept in the dark for 12 years before they were informed the cost of annuity guarantees (GAR) were taken from their terminal bonuses.
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FSA warns firms about 'falling out of permissions' over rebalancing
TMP founder Morris takes to stand in GP Noble trial
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