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Greg Becker fears the RDR may worsen consumer detriment as fewer people seek advice.
When addressing a client’s protection needs, most products deal in the term space. But with people potentially outliving these contracts, Owain Thomas looks to whole of life for rejuvenation.
Critical illness products are continually evolving worldwide. With this in mind, Greg Becker checks out some interesting developments in Hong Kong.
Other RGA articles
Grieving clients could be missing out on thousands of pounds worth of state bereavement benefits, RGA has said.
Lack of innovation investment in the UK insurance market has been highlighted by recognition of RGA’s work in the US.
How will people buy insurance in future? Greg Becker visits the US for developments in online distribution.
The Reinsurance Group of America (RGA) is once again issuing its set of popular Top Trumps-style cards designed to help demystify critical illness (CI).
Underwriting requires information, so what can your connections tell us? Greg Becker visits South Africa to look at one idea.
Policies often cover the breadwinner, but should we be selling more protection to cover events affecting other family members? Greg Becker looks at the Australian answer
At a recent critical illness (CI) conference, it was observed that a lot of the individual market’s underwriting problems could be reduced by using a low free cover limit (e.g. £50,000). Would bringing this into line with group business be helpful to you?
The Dilnot Commission has raised the profile of long-term care. Could disability linked annuities be the answer? Greg Becker investigates a Singaporean solution.
With the National Employment Savings Trust (NEST) coming, the NZ government illustrates a low-cost approach to distributing protection products. Greg Becker explains
Unmodelled aspects of longevity could invalidate insurer’s predictions for policy pricing, reinsurer RGA has said.
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