Viewpoint
2012 marks a watershed for the Life companies, fund managers, banks and advisers who service the long-term savings and investments space. The countdown to auto-enrolment, the RDR and Solvency II is well underway, and the remaining months of preparation will be absolutely crucial to success under these new regulatory regimes.
The relatively illiquid nature of commercial property investments within a pension could be considered problematic. Good succession planning well ahead of retirement can ensure a smooth transition no different to any other investment and there are several key steps to consider.
Recent market uncertainty has seen extreme volatility in investment markets over the last few years.
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At the start of one of busiest times of year it is easy to think about all the obvious things that need to be done with clients: the annual details such as using up the remaining annual allowance and getting in the tax return on time. There is however evidence from HMRC to suggest that many advisers have not started to consider whether or not to apply for Fixed Protection for their clients.
Ethics or growth? Why choose? The Amity International Fund from Ecclesiastical Investment Management Limited.
In general, the five tax breaks available under the Enterprise Investment Scheme (EIS) make it one of the most attractive vehicles for private investment available in the current environment – 30% up front tax relief, freedom from Capital Gains and Inheritance Tax, unlimited CGT deferral and downside risk as low as 35p in the £1 have to be a winning combination.
The darkest days of the recession following the financial crisis in late 2008 may be behind us but for Britain’s small firms it’s not safe to relax quite yet.
YES: Does loyalty pay? Usually, the resounding answer is “definitely not” when it comes to financial products - but this is not the case in all scenarios.
Stuart Rhodes, manager of the M&G Global Dividend Fund answers questions on the minds of many advisers.
About 2.66 million people are looking to increase the amount of money...
Watch Gary Dale and Lawrence Gosling discuss where structured investments could and should fit into client’s portfolios.
The last government made changes to the borrowing rules for UK Registered Pension Schemes which effectively excluded the purchase of commercial property.
Investors have a growing need for income but the biggest question they face is how this should be generated in the current environment.
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2012 marks a watershed for the Life companies, fund managers, banks and advisers who service...
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