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Ian Naismith
The number of women saving adequately for retirement has hit a seven year high according to the Scottish Widows’ Women and Pensions report.
Fiona Murphy looks at the financial strains affecting how women are preparing for retirement.
Yet more gloomy news for the nation's savers...
Other Ian Naismith articles
The pensions industry regularly treads a fine line between taking legitimate advantage of tax breaks and pushing the boundaries to exploit perceived loopholes in legislation and regulation.
Women earn less than men on average. That’s bad.
Pensions savers are losing faith in company schemes to provide for their retirement, with just two in five believing they will provide an adequate income, according to Scottish Widows.
The Tax Incentivised Savings Association (TISA) has appointed John Lawson, head of pensions policy at Standard Life, as chair of its retirement advisory council.
I’m not a hot-headed character. You’re much more likely to find me reading PG Wodehouse while listening to Dolly Parton than reading Irvine Welsh while listening to Eminem.
The days are long gone when pensions ‘simplification’ corresponded to any dictionary definition of the word. A laudable effort to make pensions easier to understand is bogged down in complexity that most people find utterly baffling.
A relative of mine recently recarpeted her hallway. She’s a single mum so funds are tight, and she asked a friend in the trade how much it might cost. He looked at the hallway and suggested it should be no more than £500.
This week I attended a course on the ‘tone of voice’ we should use when communicating with customers. The grumpy old man in me tends to feel that today’s younger generation would benefit more from learning grammar and punctuation, but tone of voice refreshers do remind us that we need to write to non-specialists in a way they can understand and relate to.
Proposals to abolishing contracting-out for defined contribution (DC) pension schemes outlined in yesterday’s white paper has caused concern among some sectors of the industry.
Ian Naismith, head of pensions market development at Scottish Widows , explains the refined rules governing property in pensions since changes were announced in the pre-Budget Report, and what clients holding property should do now.
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