Opinion

Two years until the general election: what now for pensions?

IFAonline | 16 May 2013 | 11:47

In many ways, this has been a radical government when it comes to pensions policy: introducing automatic enrolment from 2012; raising the retirement age in line with increased longevity; and simplifying the state pension so everyone is clear on what they can expect, and when.

carberry-neil-cbi
brendan-llewellyn

Armchair critic: who is going to clean up?

Clean funds will help advisers ensure clients are both in the right funds and at the right price...

IFAonline | 16 May 2013 | 08:00
adrian-lowcock

Why mini-bonds could be bad for your clients' financial health

Following the launch of the Nuffield Health mini-bond, Adrian Lowcock of Hargreaves Lansdown explains why he is less than comfortable with these products.

IFAonline | 15 May 2013 | 12:39

Other Opinion articles

kellard

Blood, sweat, tears and the FCA platform paper

Mike Kellard, chief executive officer at AXA Wealth, explains why the Financial Conduct Authority's (FCA) much awaited platform paper was a bit like his son's football match.

IFAonline | 02 May 2013 | 12:16
foslogo

Why we need a free Financial Ombudsman Service

Steve Bloor, of Open Resolution, says the Financial Ombudsman is a key defence against unscrupulous banks.

IFAonline | 02 May 2013 | 10:20
brendan-llewellyn

Armchair critic: that's all fine, but what return will I get?

Investors want to know the one thing you can’t reliably tell them – what return will they get?

IFAonline | 25 Apr 2013 | 08:00
lawrence-gosling2

Confessions of an orphan (client)

I am now officially an orphan – an orphan client. My adviser rang me a few weeks ago and said he'd had enough.

IFAonline | 22 Apr 2013 | 14:00
chadborn-peter

Protection: an idea to ease advisers' workload

Like it or not, when assessing the hours of work per case in relation to the remuneration, protection business is often less profitable than other lines of advice.

IFAonline | 22 Apr 2013 | 12:45
steve-bloor-open-resolution

Mr Regulator, why the deathly silence on PPI?

Steve Bloor of Open Resolution calls for the FCA to stop all the chatter and take some action against banks failing to settle PPI complaints.

IFAonline | 22 Apr 2013 | 10:50
spring-cleaning

A share class solution: introducing the 'bare' share class

Ben Cocks, director of Altus, on what to expect next from the share class debate.

IFAonline | 18 Apr 2013 | 08:00
brosch-roger

Roger Brosch: all advisers should get their life coach badge

Roger Brosch, chief executive of Foster Denovo, says advisers must change their mindset.

IFAonline | 18 Apr 2013 | 08:00
20120618-altus-logo

A solution to the 'super clean' conundrum

The recent announcement by HM Revenue & Customs (HMRC) on taxing rebates has reinvigorated the share class proliferation debate. Ben Cocks, director of financial services consultancy Altus, gives his view on what will happen next.

IFAonline | 09 Apr 2013 | 07:57
arbitrage

After 25 years of regulation are consumers better protected?

At the dawn of the new UK regulatory regime, Steve Bloor, managing director of Open Resolution, specialists in resolving consumer disputes related to financial products and services, asks whether consumers are better off after 25 years of regulation.

IFAonline | 05 Apr 2013 | 10:50

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